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7 . Monitor your credit regularly . At least once every six months , check your credit through Equifax Canada or TransUnion Canada to make sure there is no suspicious activity . Also , carefully review your bank and credit card statements and report suspicious charges immediately .
8 . Be extra careful when travelling . Remove any non-essential documents from your wallet or luggage before you travel , such as your social insurance card and banking information . Use only bank-hosted ATMs and avoid the generic ATMs in hotels or stores , which are often targets for identity thieves . Be extra cautious when using shared Internet connections , and delete your browsing history when using public computers that can store personal information . When you return from a trip , double check your bank and credit card statements as well as any medical insurance claims to ensure that there is no suspicious activity .
In addition to these tips , there is also insurance available to assist you in the event of being a victim of identity theft . This insurance is usually available as part of a home insurance policy and will help cover costs that arise from identity theft . If you become the victim of identity theft , you may incur the cost of notarizing documents , certified mail , lost wages , loan applications , legal fees associated with defense of lawsuits , removal of judgments and restoration of your credit report .
For more information , visit twinsurance . ca / arta or contact TW Insurance Brokers directly at 1-855-894-2782 .
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Patients diagnosed with hepatitis C often do not exhibit any deterioration in the liver until much later in life so covering every person ( for , say , $ 80,000 ) if they have been diagnosed with hepatitis C is not sustainable for both medicare and the ARTA plan . Rather , ARTA plan member resources are taking a close look at the level of deterioration of the liver before a determination of coverage is made .
Hepatitis C is a good example of why further dialogue is required between private sector drug plans and medicare plans , in the context of the health of the entire population .
Q : How will my coverage be affected by the ARTA Retiree Benefits Plan no longer covering non-life-sustaining over-thecounter medications ?
A : There will be no change to over-the-counter medications that are considered to be life-sustaining , such as insulin , diabetic supplies and nitroglycerin . Over-the-counter medications that are not considered life-sustaining ( such as vitamins and minerals ) will no longer be covered , beginning January 1 , 2017 .
Q : How will the new ARTA Drug Enquiry Tool ( DET ) be helpful to ARTA covered members ?
A : The ARTA Drug Enquiry Tool will be updated in October and November to reflect the prescription drug management issues , effective January 1 , 2017 . We expect the new DET to be launched in late December reflecting each of the changes discussed in this article .
The DET will include ARTA ’ s drug plan ‘ preferred ’ coverages for therapeutic alternatives and enhanced special authorization , which will assist covered members to dialogue effectively with their physicians and pharmacists about these changes .
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