HEALTH BENEFITS
An Unmatched Benefit Plan
Gary Sawatzky | Chief Operating Officer , ARTA
ARTA is proud to offer one of the most comprehensive benefit plans in the country for retirees , including several connected services and products .
Covered members make use of each of the benefits to their fullest extent — the plan paid out a record amount of claims last year .
The most widely used benefit , in terms of paid claims , is the Extended Health Care ( EHC ) Plan . Last year ARTA members claimed almost $ 50 million in EHC benefits . The most prevalent benefit claimed under the EHC plan was prescription drugs — $ 22 million was paid in prescription drug benefits in 2024 . The next highest claims were for paramedical practitioner services , such as massage therapist , chiropractor , and physiotherapist services ; these practitioners accounted for $ 16 million in claims in 2024 .
Emergency Travel benefits are connected directly to our EHC plans — the travel insurance is not available as a “ stand-alone ” benefit , only as a component of certain EHC benefit plans . The Emergency Travel plan continues to be one of the best travel insurance plans available to retirees . It does not include a stability clause for pre-existing conditions , and it includes trip cancellation , interruption , and delay insurance , so you don ’ t need to purchase this coverage separately .
Dental Care coverage is automatically included in ARTA ’ s Comprehensive plans — available to members under 65 years of age — or as an option or stand-alone benefit for ARTA members covered under ARTA ’ s Build-Your-Own plans . In 2024 , Dental Care benefits accounted for $ 32 million in claims paid .
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