( online programs that provide digital financial advice based on mathematical rules or algorithms ), consistency of investing , suggested portfolios , and where to start looking . Tables , charts , and research over many years are presented to support all of Hallam ’ s reasoning . The material is educational and compelling .
There is an entire chapter (“ Happy Planet , Happy People ”) devoted to Socially Responsible Investing ( SRI ). Hallam discusses what makes an SRI fund and considers how they perform compared to a non-SRI fund . He also uses this chapter to promote his ideas of over-consumption and environmentalism .
In the second to last chapter Hallam delves into the dicey arena of child rearing . He looks at chores , the development of a savings attitude , and limiting screen time . He gives his thoughts on what portion of post-secondary education costs parents should be responsible for .
His last chapter , titled “ Rethink Retirement ,” talks about things like part-time work , deferring your Canada Pension Plan , moving to a lower cost destination , and other thoughts sure to create some discussion amongst family members . Hallam pushes the idea that we should focus on why we can do something instead of why we can ’ t .
Maybe you think you are just a touch too well-aged to benefit from this book ? Perhaps it ’ s too late ? Remember the title of this book is Balance . According to Hallam , balance is always within reach , with just a wee bit of tinkering ! This is an enjoyable read for many and , I believe , a necessary read for our children . Enjoy it and pass it on !
Ray Hoger reports that this is another book that will end up in the libraries of his daughters . It ’ s also been added to the ATA library , if you have access to that .
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news & views AUTUMN 2023 | 43