However , there are ways to help alleviate these costs :

● Ask your dentist if they charge according to the ADA ’ s Alberta Dental Fee Guides . If they answer yes , then you could find yourself paying less out-of-pocket as the fees in that guide are , on average , lower . ARTA ’ s benefit plans use the current provincial fee guide as the basis for payment when calculating how much of a dental procedure fee is going to be paid , meaning that if your dentist also uses the current dental fee guide to determine their charges , the amount you pay out-of-pocket should be relatively easy to calculate .

● You may also ask your dentist to submit a predetermination cost on your behalf to ARTA ’ s claims adjudicator . This process will inform you about how much of the overall cost is going to be covered by ARTA ’ s benefit plans and how much you will have to pay out-of-pocket .

● If you can do so ( without geographic constraints ), you may want to “ shop around ” for dentists until you find one who does charge according to the current dental fee guide .

The inflationary pressures occurring in the marketplace are also putting upward pressure on the ARTA Benefit Plans ’ Extended Health Care claims but not to the same extent as the Dental Care claims . Nevertheless , ARTA is monitoring the experience to ensure we do our best to minimize members ’ out‐of‐pocket costs when it comes to receiving the dental services they need .

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news & views SUMMER 2023 | 11