Housel concludes with a final chapter titled “ Confessions .” His stated financial goal is one I know I have and , I believe , one that many of us have : independence . The ability to do what we want , when we want , on our own terms . Housel paints a broad-stroked history of his financial journey and discoveries over the years . From stockpicker in his early 20s to low-cost index funds today , he details some of the lessons he ’ s learned :

● Live comfortably below what your family can afford .

● Don ’ t worry about keeping up with the proverbial Joneses .

● Stop moving the goalposts further down the field .

This book is an easy , enjoyable read . Prepare to challenge any preconceptions you might have about your financial choices and what you know ( or think you know ) about money !

Ray Hoger is a retired teacher with thirty-nine years of service under his belt . He was a member of the ATA ’ s Retirement Consultants Corps for nine of those years . After borrowing this book from the Medicine Hat Public Library , he went online to purchase his own copy .

We want to ensure you have the support you need at whatever stage of your pension journey you ’ re at . That ’ s why we offer a comprehensive website , and tools in our secure MyPension online portal allowing you to access your tax slips before they are mailed , or change banking and personal tax information at any time .

Get full details on our website at www . atrf . com .

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news & views SUMMER 2022 | 33