news&views Summer 2020 | Page 32

Staying Ahea Top Investme James MacTavish | Senior Advisor, Inve Investing is a great way for Albertans to a goals, but as the saying goes: If it sounds To help Albertans invest their hard-earned money wisely, the Alberta Securities Commission (ASC) has identified the top traps to look out for in 2020 based on information gathered by its enforcement team. You Don’t Want to Miss Out Scam artists are always looking to capitalize on new and emerging industries, as there is often limited information and history available. This makes it easier to spread false claims or guarantees. Like any investment opportunity, it is important to understand the risks associated with new industries like cannabis, foreign exchange, and crypto-asset investments before investing. You Can Trust Me Affinity fraud is when scam artists work their way into groups, religious organizations, and professional communities, gaining trust before pitching fake money-making opportunities. Sometimes potential victims are approached by friends, family, or colleagues who may also have invested in the opportunity. Learn how to recognize affinity fraud and never rely solely on the trust of others to dictate what investments are right for you. Cash Out Your Savings, You’ll In a struggling ec artists will often t recently laid-off o on the fears and s their finances. Th victims to cash ou retirement saving pensions, LIRAs, investments with of higher returns, implications or ad the ‘recommende Be wary of anyon you investment o especially those p returns at low ris Get Rich Quick There is a relation risk and reward; g higher the potent higher the risk. T complaints relatin high-risk investm as low-risk is on t salespeople will p investment as an opportunity’ or ‘h make their money a high-pressure s the time to invest Registration Do I Know What I A Generally, anyone