Laurie Bauer , CAIB | Business Development Manager , Orbit Insurance Services

Imagine this : you ’ re on your daily commute when suddenly another driver runs a red light , causing a collision . Thankfully , you ’ re unharmed , but now you ’ re faced with the challenge of proving your side of the story for the insurance claim . Having a dash cam can make all the difference .

Here are some advantages of using a dash cam , how it simplifies the insurance claims process , and whether it ’ s a worthwhile investment .

What Is a Dash Cam ?

A dash cam is a small , mounted recording device that captures real-time video while you drive . From basic models that record the road ahead , to advanced options with dual-lens setups , GPS tracking , and night vision , there ’ s a dash cam for every budget and need .

Some dash cam models offer 360-degree coverage and motion detection , ensuring that comprehensive footage is captured whether you are driving or parked .

Dash Cam Advantages

1 . Clear evidence of accidents A dash cam acts as an impartial eyewitness , recording traffic conditions before and during the accident , your compliance with traffic laws , and key details that help insurance adjusters quickly determine fault . 2 . Protection against fraud Insurance fraud — such as staged accidents — is a growing problem . Dash cams protect you by capturing suspicious driving behaviours and providing indisputable proof to counter false claims and strengthen your case . 3 . Faster collaboration with insurance providers When you submit dash cam footage with your claim , it can reduce investigation time ; provide a clear sequence of events for adjusters ; and help prove you ’ re not at fault , keeping your premiums low . 4 . Deterrence against breakins , theft , and vandalism Dash cams equipped with parking mode can record your vehicle ’ s surroundings even when parked . Their presence alone may deter criminals .

Are Dash Cams Worth It ?

Dash cams are particularly useful if you drive in busy cities where accidents are more likely , take frequent or long-distance road trips , operate commercial vehicles that require greater accountability , and travel through areas with higher crime rates .

While the upfront cost of a dash cam ranges from $ 50 to $ 500 depending on its features , the peace of mind and protection they offer often far outweigh the initial investment .

Dash cams save time , stress , and money during insurance claims , making them an essential tool for modern drivers .

Read more details of this article at bit . ly / OrbitDashCam .

Take the next step toward complete peace of mind — on and off the road .

SPRING 2025 | 57