ARTA Health
Gary Sawatzky | Chief Operating Officer, ARTA
ARTA’s Trip Cancellation,
Interruption, and Delay Coverage
ARTA members who participate
in either the Total Health™ or
Ultimate Health™ care plans are
automatically covered under the
embedded Trip Cancellation/
Delay/Interruption insurance.
Consequently, you do not have
to purchase additional trip
cancellation insurance if you
participate in one of these plans,
in most cases, for any trip you are
planning to take outside of your
province or territory of residence.
If you are covered by one of
the Extended Health Care plans
that include emergency travel
coverage, the included trip
cancellation coverage provides
reimbursement of up to a
maximum $10,000 of coverage
per covered person, per covered
trip, for any non-refundable
prepaid travel arrangements,
upon the occurrence of any of the
following unplanned events:
• Death, injury or sickness
of the covered person, an
immediate family member, a
close business associate, or a
travelling companion;
• An unexpected call for jury
duty, or being subpoenaed as
a witness in a case being heard
during your trip;
12 | arta.net
• A transfer by your employer
employment within thirty
(or your spouse’s employer),
days of your scheduled day of
for which notice was received
departure, provided a letter of
from the employer subsequent
termination is produced and
to the booking and prior to
provided you had no knowledge
the scheduled departure date,
of this loss when you applied
that requires a move to a new
for coverage;
principal residence coincident
• Refusal of your visa, provided
with or prior to the scheduled
that documentation shows
departure date;
you were eligible to apply, that
• Damage to your home by a
the refusal is not because of
disaster making it uninhabitable;
late application, and that the
• Hijack of a common carrier in
application is not a subsequent
which you are travelling;
attempt for a visa that had been
• Terrorism in a country that you
previously refused;
are scheduled to visit, which
• Failure to catch your originating
leads to a recommendation
flight from your scheduled
by the Government of Canada
departure point or cruise due
that Canadians should not
to delay of your connecting
travel to that area because of
carrier (plane, ship, bus, limo,
terrorist incidents for a period
taxi, train, auto) resulting from
of time that includes your day
inclement weather conditions,
of departure;
mechanical failure, traffic
• Death, quarantine or
accident, police-directed road
hospitalization, for at least
closure or flight delay;
forty-eight hours, of your host
• Cancellation of a planned
at your destination;
business meeting due to
• A natural disaster at your place
death or hospitalization of the
of destination;
person with whom you were
• A medical quarantine for
to meet, or cancellation of
a communicable disease
a conference (for which you
diagnosed by a physician;
had paid registration fees)
• An involuntary dismissal or
due to circumstances beyond
discharge from your principal
your control. Benefits are