ARTA supports an engaged lifestyle after retirement through member-centred services , advocacy , communication , wellness and leadership .

The Magazine of the Alberta Retired Teachers ’ Association SPRING 2016 | VOL . 24:3

EDITOR Robin Carson

ASSISTANT EDITORS Vi Oko Bev Sawyer

EXECUTIVE LIAISON Marilyn Bossert

ADVERTISING AND MARKETING Chyrisse Dekker

PRINTING & DESIGN Burke Group

news & views is published four times a year by the Alberta Retired Teachers ’ Association ( ARTA ).

Contributions to news & views are welcome . They may be sent to : nveditor @ shaw . ca

Deadline for submissions to the summer issue is April 20 , 2016

Telephone : 780-822-2400 ; Alberta only : 1-855-212-2400 ; fax : 1-780-447-0613 ; email : info @ arta . net ; website : www . arta . net

Return undeliverable Canadian addresses to : 409 11010 – 142 Street NW , Edmonton , AB T5N 2R1

CANADIAN PUBLICATION AGREEMENT # 40033998

This publication is provided for general information purposes only and is not meant as legal or other professional advice . You should not rely on , or take or fail to take any action , based upon the information provided in this publication . If you require specific legal or professional advice on any issue , please consult a lawyer or other professional advisor . The Alberta Retired Teachers ’ Association , its directors , officers , employees , agents and authors shall not be liable in any manner , or to any extent , for any loss , damage or expense whatsoever , arising from or in connection with any use of or reliance on the information contained in this publication , including but not limited to , any indirect or consequential damages .

Featured in This Issue

22 A Cruise from St . Petersburg to Moscow

26 Balcony Gardening

28 More from the news & views Writing Contest

Regular Features

4 Member Services 5 President ’ s Message

6 Executive Director ’ s Report

7 In My Opinion 8 From the Branches 14 Money Matters 16 Spirituality & Wellness 34 From Our Partners 41 Letters to the Editor 42 Scholarship Information 43 In Memoriam

ARTA and Branch Events

2 Golf Tournament 8 Art Opens Minds 9 Steppin ' Out 25 2016 Photo Contest 40 Second Wind

Articles

18 Avoiding Pitfalls When Searching the Internet

20 Wellness in 2016

21 Book Review : New Rules of Retirement

25 The 2016 ARTA Photo Contest

30 Special Note to Rural Members

news & views SPRING 2016 | 3